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"Let Rance coach you on selling or purchasing your next home."

                      Rance Molitor

                              Texas Realtor 



                                  REAL ESTATE COACHING

Whether you are ready to purchase or sell your home, Rance is a licensed real estate agent and real estate coach and can assist you. If you are purchasing a home, Rance will coach you using the Dave Ramsey Approach and help you purchase a home the money-smart way. Each month, thousands of people spend too much on their home purchase. Rance will share Dave Ramsey's approach that shows you how to find a house you love that you can also afford.

We recommend The Dave Ramsey Approach......

  1) Start with a solid money foundation.

        Before buying a home, you should pay off all of your debt, such as                                                                                 car payments, credit cards and student loans. You should also have                                                                               3–6 months of expenses in an emergency fund and save up at least                                                                               10–20% of the home price for a down payment.




  2) Figure out how much your monthly payment will be.

       Your monthly mortgage payment should be less than 25%

        of your total take-home pay. It’s important to know how much

        home you can afford so you don’t wind up in financial trouble.


 3) Go with a 15-year, fixed-rate mortgage.

       A 15-year, fixed-rate mortgage will save you big                                                                                                                    money in interest in the long run, versus a 30-year                                                                                                              or variable rate mortgage.



 4) Get an expert negotiator on your side.

     A real estate agent will help make sure you don’t pay too much

     for your new home. They can also deal with unexpected home-buying

     hurdles and answer your questions before you take ownership.

                                   CLICK HERE                for more of Dave Ramsey's suggestions on buying

Contact Rance to discuss your real estate needs.